Please ensure Javascript is enabled for purposes of website accessibility
Tilly's World Menu

Financing

Get on the
water for less

Competitive marine loan rates, fast approvals, and a finance team that works with top lenders to get you the best terms on a MasterCraft or Barletta.

Payment Calculator

Estimate Your Monthly Payment

Adjust the numbers to see what owning your next boat could look like. Estimates exclude tax, title, and fees.

$
$
%

Estimated Monthly Payment

$752

Amount financed $93,500
Total interest $87,148
Total cost (incl. down) $186,148
Apply With These Terms

1 day

Typical approval

240 mo

Terms available

12+

Lending partners

3

SoCal locations

Get Pre-Approved

Apply in minutes

A soft application to get you started — no impact on your credit to check your rate. A finance specialist from your nearest location follows up the same day.

Prefer to talk it through? Call Riverside 951-653-9253, Woodland Hills 818-225-7669, or Norco 951-479-9640.

Get Pre-Approved
Family relaxing on a MasterCraft on the water

Trade-In Program

Value Your Trade-In

Upgrade to something new. Get an instant estimate on your current boat and apply that equity toward the model you've always wanted. Quick, easy, no obligation.

Start Your Trade Valuation

Answers

Boat Financing FAQ

Start with our soft application — it takes a few minutes and won't impact your credit to check your rate. A finance specialist from your nearest location reviews your information and follows up the same day with your options.

Most marine lenders look for a score in the upper-600s and above for the best terms, but we work with 12+ lending partners across a range of credit profiles. Apply and we'll match you with the program that fits your situation.

Terms run up to 240 months (20 years) depending on the loan amount, the age of the boat, and the lender. Longer terms lower your monthly payment; shorter terms save you on total interest — use the calculator above to compare.

Yes. Get an instant estimate through our Trade-In Program and apply that equity directly toward your next MasterCraft or Barletta. It's quick, easy, and there's no obligation to buy.

No — the calculator gives a good-faith estimate to help you plan. It excludes tax, title, and fees, and your actual rate and terms are confirmed once a lender reviews your application.